Payment policy

A strong payment policy is crucial for building customer trust and ensuring a smooth checkout experience. It also needs to comply with UK e-commerce regulations, such as the Consumer Rights Act and GDPR.

Here is a comprehensive payment policy you can adapt for your website, **humham.com**. This policy is structured to be clear, transparent, and compliant with UK standards.

Payment Policy

**Accepted Payment Methods**

At humham.com, we want to make your shopping experience as convenient as possible. We accept a variety of secure payment methods, including:

Paypal 

* **Credit and Debit Cards:** We accept all major credit and debit cards, including Visa, Mastercard, and American Express.
* **Digital Wallets:** You can pay quickly and securely using popular digital wallets such as Apple Pay and Google Pay.
* **Other Payment Gateways:** We also offer payment options through trusted services like PayPal.

**Payment Security**

Your security is our top priority. All payments made on humham.com are processed through a secure and encrypted payment gateway. We comply with industry-standard security protocols, including PCI DSS (Payment Card Industry Data Security Standard) and use SSL (Secure Sockets Layer) encryption to protect your personal and payment information. We do not store your credit card details on our servers.

**Billing and Charges**

* **Currency:** All prices on our website are shown in Great British Pounds (£) and include VAT where applicable.
* **Order Confirmation:** Once you complete your purchase, you will receive an order confirmation email with a summary of your order and the total amount charged to your chosen payment method.
* **Payment Processing:** Your payment will be processed at the time you place your order. If a payment fails for any reason, your order will not be completed, and no charge will be made.

**Customer Rights and Refunds**

Your rights as a consumer are protected by the **Consumer Rights Act 2015**. This policy does not affect your statutory rights.

* **Refunds:** Refunds are processed to the original payment method used for the purchase. The time it takes for the refund to appear in your account can vary depending on your bank or payment provider. Please allow up to 5-10 business days for the refund to be completed. For more detailed information on returns and refunds, please refer to our [Refund Policy/Returns Policy].
* **Faulty Goods:** If an item is faulty, not as described, or not fit for purpose, you have a right to a refund, repair, or replacement. Please contact us at **support@humham.com** immediately if you receive a faulty item.

**Contact Us**

If you have any questions or concerns regarding your payment, please contact our customer support team at **support@humham.com**.